Can you transfer money from a gift card to a debit card?

Is it possible to have your gift card money transferred to your debit card, and what are the channels to use to make this possible for other purchases?


Getting gifted is one of the best feelings, especially if you are gifted something you have wanted for a long time. Gift cards have become a popular and easy way to gift someone, rather than looking for a specific item. Gift cards can be used in exchange for something.

If someone has gifted you with a gift card, you might be tempted to want to take the amount of money in the card and transfer it to your debit card to use on other things, but the question is whether or not it is possible to actually achieve that.

Transferring gift card money to a debit card

It can be very tempting to receive a gift card and think of transferring the funds from the cards to your debit card to spend on other things you might want.

Unfortunately, you cannot directly move money from a gift card straight to your debit card. Gift cards are essentially meant to be used in a specific way, with some having restrictions on where and how you can spend the funds. This is why it can be difficult or impossible to try and transfer money from it into your debit card.

Can you transfer money from a gift card to a debit card?

In as much as this could be something you want to do, it is not easy to transfer money from a gift card, straight into your debit card.

Depending on the type of gift card it is, there can be ways for you to transfer the money from the card into your debit card through different avenues but this too, will require that you have access to other tools. This can make it somewhat easier to transfer your funds but having the right tools will also be your best bet. One of the tools you can use to make the process smoother is PayPal.

Again, this can depend on the type of gift card you have and whether PayPal will accept you adding the gift card to your Paypal wallet. A Visa Gift Card can do this.

How to add a Visa Gift Card to your PayPal wallet

The reason tools such as PayPal are so popular is because it allows you to do a variety of things with your money, things that you would not usually be able to do the conventional way. In order to get Visa Gift Card money in cash, all you would need to do is add your gift card onto your PayPal wallet.

Your gift card money balance will be treated as cash in your PayPal wallet, allowing you to purchase anything from merchants accepted by PayPal or sending money to other users.

How selling your gift card to someone can help you get some money into your debit card

Another option to consider when looking to get your gift card money into your debit card is to sell your card to someone. You need to bear in mind that with this option, you might not get the full balance of your gift card, as people might not want to buy it from you for that exact amount but rather at a reduced price. This may or may not work for some, as selling their card might mean not getting the total balance.

Selling your Visa Gift Card to a website to convert it to cash

In the case that you have a Visa Gift Card, you can sell it to certain websites such as CardCash to get cash in return for it. That cash can be paid to your account onto your debit card.

Should you have a digital gift card, the process will be instant while having a physical card on hand can benefit you as some sites will even pay for you posting the card to them, meaning that you do not need to worry about losing money for postage.


Gift cards are an excellent easy way of gifting, especially for people who are hard to buy gifts for. It allows people to go out and purchase either from participating merchants or others depending on the type of gift card it is, meaning less stress buying physical gifts.

Some people might feel that they would like to transfer their gift card money onto their debit cards to spend elsewhere, there are certain ways of doing this. This can be impossible in some cases where a gift card cannot be transferred to your debit card, except through other means like PayPal.