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Use point on rewards cards to reduce your spending

Use point on rewards cards to reduce your spending

Save big by redeeming points from your rewards cards; they are easy to apply for and are free.

While many people might prefer to use cash or a credit card while shopping, have you ever thought of ways on how you can save money by using gift cards and reward cards instead? Owning two of those from retail stores such as The Fix and Clicks has saved me from over spending, simply by just swiping my card every time I spent in order to redeem points.

Here are a few tips on how gift cards can help you save:

Make use of gift card discount sites. There are a numerous sites that sell discounted gift cards, including Gift Card Granny and Raise. The latter offers regular coupon codes that make deals even better and what’s more amazing about gift cards is that you can earn money back by selling those that you no longer need.

If you have a credit card that offers rewards points based on your spending, you may be able to redeem those points for gift cards to places that you frequent, Also make sure that you are getting the best value of your points over other redemption offers. Stores that offer reward cards include Pick ‘n Pay, Checkers, Clicks, Truworths and Jet stores.

Also consider making use of your banking app. FNB offers eBucks rewards, where you get a discount on selected items such as Apple products, kitchen gadgets and novels.